Join Date: Dec 2018
Location: Moorpark, California
Glad your okay. In my case, I was riding Kawasski Mean Stresk on a 2 lane road when a car at a stop sign, who didn't see me, pulled out. I slammed on my brakes, hit the ground, but didn't touch the car. Sat up in the middle of the rode with a broken arm and contusions. Other driver pulled over right away and admitted to causing me to go down. Ambulance ride to the hospital, 2-3 months in a cast. Bike was totalled and i put a claim on my own insurance so i wouldn't have to wait to be paid and I bought the bike back and I ended up with the bike, that was still rideable, and $3500. A month after the accident i bought for $3800 a 2002 Honda ST1100, which I had to wait to ride due to the cast. Kawasaki engine gave out one and a half years later, still ride the ST and 3 years after the accident my attorneys settled with the other drivers insurance company for $700,000 to which my attorneys kept 45%. I then bought my 2006 VTX 1800C, and trade off between two great Hondas.
In your case, it doesn't matter if his insurance denied the claim, they have to cover their insured client. You don't sue his insurance company, you sue the driver, so contact an attorney and he files a lawsuit against the driver. The insurance company will either settle or go to court and the courts will decide. In my case, the insurance company settled just one month short of going to trial. Insurance companies will always try and stretch it as long as possible hoping you are desperate for money and settle for less, or that you died.