I guess I shouldnt be sooo hard on myself.....looks like I finally figured this out. (at least I would like to think so)
Next question would be....is picture too big? I am sure someone will set me straight.
Thanks for all of you have posted instructions for me to read.
I don't see a resize option on the albums here. So, may I suggest you get an account, they are free, at www.photobucket.com and up load some pics there too. They have a resize menu that you can make the pictures tiny, for avatar size, and small or medium for signature line size