I currently have AMA, and I had HRCA. Cancelled the HRCA recently, and was planning to add Motow with AMA. However, I have AAA +RV (and have had for many, many years) and found out that they cover my MCs and my RV as well as my autos...so, I am going to have AAA +RV only, since that covers everything I own with wheels (except my riding lawn mower.)
HRCA = A free Honda ad delivered to your door every other month. A cheap tool, and so-so roadside assistance
AMA = Government lobyists at the ready to help protect our rights to ride. A free riders magazine each month encompassing all makes of bikes and styles of riding. Add the MoTow and get roadside assistance for all your bikes
HRCA will ONLY tow you to the nearest Honda dealer. AMA will tow you to where ever you want to go...including home if you are closer. I recently had a rear flat on the Valkyrie about 50 miles from home. It cost me an extra $42 to have the bike towed home beyond the 35 mile limit that AMA MoTow pays for. BUT had I stayed with HRCA it probably would have cost me $500+ to have a Honda dealer change my back tire just in labor as you have to take the Valk half apart to get to it. Hard bags, exhaust, bag frames all have to come off unless you know the "secret" :wink: .
Plus I know that the work was done right. So, if you do your own wrenching and if you want to have a choice of where you bike gets towed...AMA is the way to go IMO.